The purpose of the initial meeting is to review your current situation and put a plan together. We want to find out what is most important to you and what road blocks exist to prevent you from buying a home. We see two typical scenarios for prospective homeowners.
The first is that they do not believe they are ready to buy either because of credit issues or lack of a down payment. Sometimes through education we are able to show these clients that because of the different programs available they are ready to buy immediately.
The second group involves digging deeper into potential credit issues. Our expert loan officers can take a look at your credit situation and put a plan together to help you clean up some issues. We are not a credit repair company nor do we typically recommend working with a credit repair company or attorney. We will show you some simple and proven steps you can take on your own to clean up, remove derogatory, remove mistakes, and improve your FICO (Not FAKO ask your representative the differences) scores. The process could take 30 days, 90 days, 1 year, or in some case multiple years. We will stick with you throughout the process to insure success.